Ukulima was registered in 3rd February, 1972 as a Savings and Credit Co-operative Society with the objective of promoting thrift among Ministry of Agriculture employees to save and borrow at low cost in order to meet the employees’ socio-economic needs. Later, a common bond was open thus the society current membership of 27,749 is spread out in all government Ministries, Parastatals, Water boards, NGO’s and reputable private organizations countrywide. From a humble beginning, the society has grown from strength to strength and today is one of the giant Sacco in Kenya. This is evident by the continued growth in terms of membership, share capital, loans to members, investments and payment of dividends to members. The Sacco has 98 branches countrywide and three FOSA’s in Nairobi, Kisumu and Mombasa.