United In Creating Wealth

We invite you to take a journey through our rich and storied past, tracing our roots back to
our humble beginnings and witnessing the remarkable growth and evolution we have undergone over the years

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Our Purpose

Our purpose is to Empower your financial journey with unwavering support and innovative solutions

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Our Vision

To be a world class preferred
financial partner

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Our Mission

Transforming lives through resource mobilization and provision of innovative financial solutions

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Our Core Values

Customer Focus, Integrity
Innovation Equity

Our Loan Products

Explore Our Dynamic Loan Solutions from Home Loans to Personal Loans, Business Loans to Auto Loans, we offer a comprehensive range of impactful lending options. Experience Affordable Rates, Streamlined Processes, and Personalized Service, empowering you to achieve your goals and seize new opportunities. Let us be your trusted partner on your path to financial success.

Long term Loans

Welcome to our Long-Term Loans section, where your financial goals come to life! Whether you're looking to fund your dream home, kick-start a business venture, or achieve any other significant milestone, our loan options are here to empower you. With flexible terms, competitive rates, and a seamless application process, we're committed to helping you secure the funds you need for the long haul. Say goodbye to financial limitations and embark on a journey towards success with our transformative long-term loan solutions.

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Medium term loans

Our medium-term loans are for tenures ranging from 12 to 36 months specifically designed to cater to individuals and businesses seeking financing for investment and development purposes, with a particular focus on refinancing. With our competitive interest rates and flexible repayment options, we provide the financial support you need to make your investment goals a reality.

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Short term Loans

Experience our dynamic short-term loan! Designed with your urgent financial needs in mind, our loan offers a flexible repayment period of under 12 months with favorable interest rates offering you the power to swiftly bridge the gap between your current situation and your desired outcome.

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Business Loans

Imagine a world where aspiring entrepreneurs, regardless of their socio-economic background, can turn their ideas into reality. Our Micro Credit Loans break down the barriers of traditional lending, igniting the spark of innovation and enterprise in even the most marginalized corners of society. By providing small-scale, low-interest loans, these remarkable products create an avenue for individuals to unleash their potential, forge their own destinies, and build sustainable livelihoods.

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Makao Home Plan

Our two mortgage loan products to members are based on the refinancing policies and requirements of the Kenya Mortgage Refinance Company (KMRC) who are our key stakeholders. The mortgages are therefore offered at terms that meet the affordable housing agenda of the National Government.

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Welcome To Our
E-Channels

Welcome to our E-Channels section, your gateway to a seamless and cutting-edge banking experience. At Ukulima Sacco, we understand the importance of convenience and accessibility in managing your finances. Our E-Channels provide a range of digital platforms that allow you to bank anytime, anywhere, from the comfort of your home or on-the-go.

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Mobile banking (Ukash)

Welcome to our Mobile Banking U-Kash! With our user-friendly and secure mobile app, managing your finances on-the-go has never been easier. Whether you're checking your account balance, transferring funds, paying bills, or setting up personalized alerts, our mobile banking platform offers a seamless and convenient experience. Enjoy the freedom of banking whenever and wherever you choose, and take full control of your finances at your fingertips.

Welcome to our Mobile Banking U-Kash! With our user-friendly and secure mobile app, managing your finances on-the-go has never been easier. Whether you're checking your account balance, transferring funds, paying bills, or setting up personalized alerts, our mobile banking platform offers a seamless and convenient experience. Enjoy the freedom of banking whenever and wherever you choose, and take full control of your finances at your fingertips.

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Debit Card (ATM)

Discover the ultimate financial flexibility with our debit card. Seamlessly linked to your account, our debit card offers you the convenience of making purchases and payments worldwide, both online and in-store. Say goodbye to carrying cash and hello to secure transactions.

Discover the ultimate financial flexibility with our debit card. Seamlessly linked to your account, our debit card offers you the convenience of making purchases and payments worldwide, both online and in-store. Say goodbye to carrying cash and hello to secure transactions.

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Sacco Agency

Welcome to our Agency Banking section, where convenience and accessibility merge to bring banking services closer to you. With our Agency Banking services, you can conduct various financial transactions right at your doorstep, eliminating the need to travel long distances to a traditional bank branch. Learn More

Welcome to our Agency Banking section, where convenience and accessibility merge to bring banking services closer to you. With our Agency Banking services, you can conduct various financial transactions right at your doorstep, eliminating the need to travel long distances to a traditional bank branch. Learn More

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Upcoming Sensitisation Sessions
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Suluhu
Welcome To Our Virtual Assistant Platform
Suluhu

Say goodbye to long wait times and hello to instant support. Our cutting-edge AI-powered virtual assistant Suluhu, is here to revolutionize and enhance your user experience.

WeCreativez WhatsApp Support
Hello there, my name is Suluhu your virtual online assistant.
👋 Hi, how can I help?