We invite you to take a journey through our rich and storied past, tracing our roots back to
our humble beginnings and witnessing the remarkable growth and evolution we have undergone over the years
Explore Our Dynamic Loan Solutions from Home Loans to Personal Loans, Business Loans to Auto Loans, we offer a comprehensive range of impactful lending options. Experience Affordable Rates, Streamlined Processes, and Personalized Service, empowering you to achieve your goals and seize new opportunities. Let us be your trusted partner on your path to financial success.
Long term Loans
Welcome to our Long-Term Loans section, where your financial goals come to life! Whether you're looking to fund your dream home, kick-start a business venture, or achieve any other significant milestone, our loan options are here to empower you. With flexible terms, competitive rates, and a seamless application process, we're committed to helping you secure the funds you need for the long haul. Say goodbye to financial limitations and embark on a journey towards success with our transformative long-term loan solutions.Explore More
Medium term loans
Our medium-term loans are for tenures ranging from 12 to 36 months specifically designed to cater to individuals and businesses seeking financing for investment and development purposes, with a particular focus on refinancing. With our competitive interest rates and flexible repayment options, we provide the financial support you need to make your investment goals a reality.Explore More
Short term Loans
Experience our dynamic short-term loan! Designed with your urgent financial needs in mind, our loan offers a flexible repayment period of under 12 months with favorable interest rates offering you the power to swiftly bridge the gap between your current situation and your desired outcome.Explore More
Imagine a world where aspiring entrepreneurs, regardless of their socio-economic background, can turn their ideas into reality. Our Micro Credit Loans break down the barriers of traditional lending, igniting the spark of innovation and enterprise in even the most marginalized corners of society. By providing small-scale, low-interest loans, these remarkable products create an avenue for individuals to unleash their potential, forge their own destinies, and build sustainable livelihoods.Explore More
Makao Home Plan
Our two mortgage loan products to members are based on the refinancing policies and requirements of the Kenya Mortgage Refinance Company (KMRC) who are our key stakeholders. The mortgages are therefore offered at terms that meet the affordable housing agenda of the National Government.Explore More
Welcome to our E-Channels section, your gateway to a seamless and cutting-edge banking experience. At Ukulima Sacco, we understand the importance of convenience and accessibility in managing your finances. Our E-Channels provide a range of digital platforms that allow you to bank anytime, anywhere, from the comfort of your home or on-the-go.
Say goodbye to long wait times and hello to instant support. Our cutting-edge AI-powered virtual assistant Suluhu, is here to revolutionize and enhance your user experience.